Strategy & Product Advice starting from $3,300 incl GST

With a fast-paced investment world, knowing where to start with an investment strategy can be difficult and understanding what you are investing in can be even harder. That’s why it pays to have a professional help you from the start.

In our Investment Advice offering, we tailor investment strategies to each client’s unique financial goals, risk tolerance and time horizon. Through detailed analysis and an easy to understand approach, we provide straightforward recommendations that align with their individual circumstances and aspirations.

Further information:

Introduction to investing

Our Advice Process

Contribution strategies; starting from $1,650 for singles and $2,200 for couples incl GST

Product & Contribution advice: starting from $2,750 for singles & $3,850 for couples

Knowing how much you and how you should contribute are two very different things. We take the guesswork out of it and put a personalised plan in place suited to your cash flow/capital requirements and seek the most efficient outcome. Then if you are unsure where to invest all that money, we can review your existing superannuation strategies and make sure they are up to scratch or need to be updated to suit your investment risk tolerance and preferences.

Further information

Our Advice Process

Establishment advice with lending $5,500 incl GST

Establishment advice without lending $4,400

Investment review $4,400

It is important to note that whilst there are a number of benefits provided by running and operating an SMSF, taking on the work and responsibilities associated with these funds is definitely not for everyone, and isn’t something that should be considered lightly. There are many, often complex, rules and regulations which apply in both establishing and operating an SMSF, which includes trustees ongoing responsibilities.

Further information:

SMSF Service flyer

Is an SMSF right for you?

Starting from $4,400 for single and $6,600 for couples

With the emotional toll of admitting a loved one into Aged Care, the last things you want to think about are Daily Accommodation Payments (DAPs), Refundable Accommodation Deposits (RADs), basic fees etc. and how you are going to arrange it going forward. We take the stress and hassle out of this, with a clear plan around accommodation deposit funding and planning what to do for the ongoing costs.

This is usually time-sensitive and requires our immediate assistance so we only take this on if we can.

Further information

What you need to know about Aged Care

For personal advice, we look at the whole picture. Whether you have a partner and 5 children or are seeking to cover yourself effectively, we get to know what you need and what can offset this from your existing asset base or future earnings. We tie both income replacements and lump sum needs together in one figure to make it easy for you.

As we can receive commissions on the establishment of new insurance policies but this may not always be the best option for you, we have a minimum commission payable for our advice and implementation services; this will be offset by the commission received in relation to your recommendations. For example, our fee was $3,300 and the new insurance product for you paid us $2,200; would invoice you the difference of $1,100.

Minimum commission

$2,200 per person for comprehensive insurance

$1,650 per person without income protection

No business wants to think about what might happen if their key employee or yourself was out of action for a few months or never returning to their role. Key person cover provides a safety net for this, as a lump sum injection of income into the business to provide for overheads for a period and replacement hiring costs, profit top up or specific fixed costs.

We can put together a simple strategy, taking into account the business needs and applicable taxation, so your business receives the desired net result.

As we can receive commissions on the establishment of new insurance policies but this may not always be the best option for you, we have a minimum commission payable for our advice and implementation services; this will be offset by the commission received in relation to your recommendations. For example, our fee was $3,300 and the new insurance product for you paid us $2,200; would invoice you the difference of $1,100.

Minimum commission

$2,750 per person

Similar to the Key person, this is specific to businesses and meant to protect the equity for your sake and the ongoing stability of your business. It provides a lump sum payment in the event of death or disablement in lieu of the deceased/disabled business partner equity, so the remaining partner does not have to go to the bank to pay them out fairly.

This is a complicated strategy given the varying business and equity structures, so it takes a technical approach to ensure taxation is managed and the optimal net result is achieved.

As we can receive commissions on the establishment of new insurance policies but this may not always be the best option for you, we have a minimum commission payable for our advice and implementation services; this will be offset by the commission received in relation to your recommendations. For example, our fee was $3,300 and the new insurance product for you paid us $2,200; would invoice you the difference of $1,100.

Minimum commission

$2,750 per person

Starting from $1,100 per person incl GST

We are appointed as your Correspondence Nominee and take the hassle out of dealing with Centrelink. There are a few things we need from you to get started and then we submit the application and follow up on the progress.

Starting from $550 for singles and $825 for couples incl GST

We are appointed as your Correspondence Nominee and take the hassle out of dealing with Centrelink. There are a few things we need from you to get started and then we submit the application and follow up on the progress.

To be quoted

We can help negotiate your outstanding debt with Centrelink, starting by calculating the estimated debt and then ensuring it is properly assessed by Centrelink.

Starting from $550 per person (incl GST)

As your nominee, we can provide Centrelink with an annual update on your cirumstances such as bank account balance, superannuation statements etc